A savings account.
If we’re being honest money in your 20’s is extremely hard to hold on to. It tends to live a very short life cycle; we get paid, we pay rent/bills, and buy groceries, and whatever is left over after that usually goes towards fun things like alcohol or shopping. Then, all of a sudden, we realize we are living paycheck to paycheck with nothing to show for it. This is where a savings account comes in handy. Setting aside money each month or a paycheck is not only responsible, but will save future you in a bind. While it isn’t always easy, every little bit counts!